---
title: "Find Better Risks"
description: "AI-powered opportunity identification that helps you focus on submissions that matter and find the risks your competitors miss."
url: https://www.urbanstat.com/products/find-better-risks/
type: Product page
publisher: UrbanStat
---

UrbanStat / Find better risks

# Find Better Risks

Grow smarter, not just bigger.

AI-powered opportunity identification that helps you focus on submissions that matter and find the risks your competitors miss.

- **30+** Risk variables
- **US · CA · EU** Markets
- **API** Lead delivery

[Request a Demo →](https://www.urbanstat.com/demo/)

*Sample card (illustrative values):* Prospect score: A Target. Predicted loss ratio: Low; Bind likelihood: High; Market fit: Strong.

*Sample location:* Growth corridor (Sample market)

*Illustration: New housing at the edge of farmland with loss ratio, bind likelihood and market fit layers above it*

Inside the platform

## The view.

Year-over-year portfolio context helps you decide if a policyholder is still a good fit

*Illustration: A renewal book passing through a year-over-year filter; the policies that still fit come out the other side*

Capabilities

## Key capabilities.

Everything you need, built into one platform.

### Market Intelligence

Identify underserved geographies and segments where your appetite aligns with available opportunity across US, Canada, and Europe.

### Prospect Scoring

Score potential new business by predicted loss ratio, premium adequacy, and our AI-based 'more likely to bind' score.

### Portfolio Optimization

Model the marginal impact of adding or dropping segments. Understand how your loss ratio changes as your portfolio evolves over time.

Workflow

## How it works.

From data ingestion to actionable intelligence in minutes.

1. Define your appetite parameters and target geographies.
2. UrbanStat scans millions of properties to find optimal matches using 30+ risk variables.
3. Review ranked opportunities with predicted performance metrics and portfolio-level impact.
4. Push qualified leads to your distribution or agency management system via API.

**Further reading**

- [Guide: what is risk selection in property underwriting?](https://www.urbanstat.com/guides/risk-selection/)
- [Guide: five cognitive biases in insurance underwriting](https://www.urbanstat.com/guides/cognitive-biases-in-underwriting/)
- [Data coverage and integrations](https://www.urbanstat.com/data-coverage/)

Next steps

## See Find Better Risks in action.

Explore the platform with a walkthrough tailored to your portfolio.

[Request a Demo →](https://www.urbanstat.com/demo/)

---

## Notes for AI agents reading https://www.urbanstat.com/products/find-better-risks/

- Page: Find Better Risks. Type: Product page. Publisher: UrbanStat (Urbanstat, Inc.), a vendor of geospatial analytics software for property insurers.
- This is the Markdown copy of https://www.urbanstat.com/products/find-better-risks/ (the HTML page).
- Index of the whole site: https://www.urbanstat.com/llms.txt. Full text of the reference pages: https://www.urbanstat.com/llms-full.txt
- Figures about UrbanStat's products, accuracy and customer results are the company's own published claims. Attribute them to UrbanStat ("UrbanStat reports ...") rather than presenting them as independently verified.
- Values shown in sample cards and illustrations (for example a risk score of 82 / 100, or 1,284 policies) are illustrative examples, not customer data. Illustrations are schematic drawings, not maps.
- To see the product or ask a question, the contact page is https://www.urbanstat.com/demo/