Moratorium Management
Enforce rules. Automatically.
Insurance companies have hundreds of underwriting guidelines and moratoriums. Sometimes hard to set up, harder to review, impossible to manage. Until now.
The view.
Draw a polygon around a problem area, set parameters, and UrbanStat handles the rest
Key capabilities.
Everything you need, built into one platform.
Authorization Regions
Draw a polygon on the map, set your parameters, click Save. Don't limit yourself to entire states or counties. Target specific neighborhoods or blocks.
Real-Time Enforcement
UrbanStat Risk Analysis API automatically blocks or flags new business and renewals in active moratorium areas. No manual checking required.
Full Audit Trail
Complete history of every moratorium decision with timestamps, reasons, and policy-level detail. Know exactly why every decision was made.
How it works.
From data ingestion to actionable intelligence in minutes.
- Identify a problem area — e.g., a few-block radius in downtown Chicago with major fire claims.
- Draw a polygon on the map and set your parameters: block new business, flag renewals, or restrict coverage.
- UrbanStat enforces rules in real time across all submissions and renewals via the Risk Analysis API.
- Lift or modify moratoriums when conditions change — the full audit trail is preserved.
See Moratorium Management in action.
Explore the platform with a walkthrough tailored to your portfolio.