Stop guessing. Start knowing.
Traditional underwriting relies on outdated data and manual processes. UrbanStat replaces guesswork with geospatial intelligence.
Before vs. after.
What changes when you add location intelligence to your underwriting workflow.
BeforeWeeks of manual data collection per submission
After300+ property-level data points in seconds
BeforeZIP-code-level risk aggregation hides real exposure
AfterStreet-level geospatial precision reveals concentration risks
BeforeSiloed tools for pricing, exposure, and hazard monitoring
AfterOne unified platform for the entire underwriting workflow
BeforeReactive moratoriums based on gut feel and news headlines
AfterAutomated moratorium triggers powered by real-time hazard data
What sets us apart.
Purpose-built for insurance, not retrofitted from other industries.
35+ Countries, One Platform
Manage portfolios across the US, Canada, and Europe without switching systems. Consistent data quality and methodology everywhere.
100M+ Properties Analyzed
Our models are trained on one of the largest proprietary property datasets in the industry. More data means better predictions.
4-Week Integration
Go live in as fast as 4 weeks. Database, file system, or modern APIs with ready-made Duck Creek and OneShield integrations.
Built for Underwriters, Not Data Scientists
No coding required. Intuitive interfaces that underwriters actually want to use, with the analytical depth actuaries demand.
How we compare.
A side-by-side look at traditional underwriting tools vs. UrbanStat.
| Capability | Traditional Tools | UrbanStat |
|---|---|---|
| Property-level risk data (30+ variables) | ||
| Street-level geospatial exposure analysis | ||
| Real-time wildfire and hazard monitoring | ||
| AI-powered prospect scoring | ||
| Automated moratorium management | ||
| Multi-country coverage (US, Canada, Europe) | ||
| Integration in under 4 weeks | ||
| Unified underwriting platform | ||
| Basic portfolio reporting | ||
| ZIP-code-level aggregation |
By the numbers.
Data points per property
Countries covered
Properties analyzed
Uptime SLA
See the difference for yourself.
Book a personalized demo and discover how UrbanStat can improve your loss ratio, speed up decisions, and uncover hidden opportunities.